Law and Legal Advices

So you purchased a beautiful new car, signed all the necessary paperwork and drove it right off the lot with a big smile on your face. The dealer got you approved on the “spot”. Or so you thought.

A few days or weeks later, the dealer calls and asks you to return to “sign a few more papers”. “Mr. Smith”, they say, “we couldn’t get the car financed and you need to sign a new loan with another bank” or “you need someone to co-sign”, or “give us another $1000 and we can do the deal”, or “Mr Smith, we need to increase your monthly payment to get this done”. The dealer may even have delayed paying off a traded vehicle loan or refused to mail registration papers, all to place additional pressure on the consumer to do as they are instructed or to face dire consequences to their credit. Read the rest of this entry »

Company and business law is a specialist subject so, when starting up a new venture, it’s a good idea to talk to the people with the experience. When we start a company to do business, the most common reason is to separate the enterprise risk from our own personal and family assets. This means it’s possible to limit the amount of money that a business owner can owe personally.

One of the most popular and successful types of enterprises is a limited liability company. This option has several advantages over a partnership or a company with sole trader status. Read the rest of this entry »

There is nothing worse than making a large purchase like a new car or truck and being utterly disappointed with the results. Having to pay for repairs over and over for something you expected (and were probably told) would be reliable and problem free is an all too common nightmare for consumers. Luckily, there is both a national precedent for manufacturer accountability, and concurrent laws in every state that certify the rights of consumers. Read the rest of this entry »